Yes. If we wouldn’t trust a deal to our family, we wouldn’t present it to you.

Stelvio Equity Group will first determine how long the project will last. Generally, projects will last about five years.  Each project will have specific ways an investor can get their funding back out of the deal, if necessary.  However, we are looking for long-term partnerships.  If you cannot commit to five years, the Stelvio Equity Group model may not be a good fit.

Apartment properties are cash-flowing businesses.  We use the acronym IDEAL to explain why apartment properties are our preferred investment.  We invest in apartments because they produce Income which is derived from rents.  Income is then used to operate the property and pay investor distributions.  Depreciation is also a huge component of the equation.  In the early years of an investment, it’s possible all income will be sheltered by depreciation.  Equity is the difference between what you owe and what you own.  Equity is built every month by using the income to pay down mortgage debt.  Appreciation represents an increase in value over time.  Our ability to increase income and decrease expenses directly correlates to value appreciation.  Leverage is the concept of using a 25-35% down payment and pairing that with another debt instrument for the remaining 65-75% to make a larger purchase.  Leverage allows the purchase and control of more assets than what could otherwise be afforded.

Every property is different and every deal is different. Therefore, each deal will provide slightly different returns. That being said, our minimum deal parameters require 6 – 9% cash-on-cash annually and overall investment lifecycle average annual returns of 15%.  The overall investment lifecycle average annual return includes proceeds from refinancing the property and/or equity at the sale of the property.  There are many more variables to consider on each deal, however, these are our minimum starting parameters.

There is no hard-fast rule about a minimum investment amount. Each investment is unique and each deal will dictate the parameters of investment minimums. Generally, our minimum will be $50,000.

The number of investors will vary for each deal because every deal is unique as is every investor. The number may vary from one to fifty or more.  Our latest deal had 19 investors.

Generally, no.  We keep our investor information very secure and very private.  Only in the case where we explicitly obtain permission from an investor will we disclose our list.  When you become a Member by investing in one of our offerings, you then are entitled to obtain a list of investors for that particular offering.

Yes. Mark and Kelley Devereaux have fix-and-flipped 12 single-family homes.  We bought a 24-unit apartment complex in 2014. Owned and operated the property for four and a half years and sold it in 2019 for an average annual return of 9.2%. Stelvio Equity Group also purchased a 15-unit portfolio for which we subsequently received an unsolicited offer to purchase which we executed for a 63% return on investment in 11 months.

Stelvio Equity Group is investing in individual assets. Money raised from investors will be used for the direct purchase of individual properties. Investors will know the property before investing.  In the future, Stelvio Equity Group will create a fund in order to take advantage of market opportunities.  Stelvio Equity Group uses Regulation D, Rule 506 exemptions 506(b), and 506(c) to fund investments.

The deal itself, the market, and the team doing the investing are the three major risk factors. In order to mitigate these risks, Stelvio Equity Group conservatively underwrites each deal, properly evaluates the market and we work with qualified, experienced team members.  When looking at a deal to invest in, it’s important to make sure the numbers and returns are realistic.  Secondly, is the market stable?  Stelvio Equity Group targets stable, tertiary markets.  These markets don’t have a huge upside, but we think that also limits the downside.  Lastly, consider the team you are investing in.  The Stelvio Equity Group team has decades of experience and a long track record of success.

The process for how and whether or not investors can pull their money out will be outlined in the deal disclosure materials. Generally, investors can sell their portion with the written consent of the General Partner (Stelvio Equity Group). The investor must find a qualified buyer who must be approved by the General Partner.